Motor vehicle crashes remain the No. 1 cause of death for adolescents. Teen drivers are involved in fatal crashes at four times the rate of adult drivers. Many teen driver-related injuries and deaths are preventable. In the National Young Driver Survey, 5,665 students shared their views of teen driving. Evidence from this survey supports the important role parents play in raising safe teen drivers.
According to the research, teens who say their parents set rules and pay attention to their activities in a helpful, supportive way are half as likely to be in a crash. Here are some tips from The Children's Hospital of Philadelphia:
* Set clear rules, boundaries and expectations. Rather than stating, "You'll do as I say," explain your reasoning.
* It's about safety, not control. Make sure they understand rules are in place for their safety, not to control them. As their skills develop and they become more responsible, introduce new privileges.
* Recognize their need to become independent. Reward responsible behavior with greater privileges.
* Let them know you can be counted on for help and support. It's important teens know you can be relied on.
* Pay attention. To help teens make good safety decisions, keep the lines of communication open.
* Lead by example. Follow the rules of the road; always wear a seatbelt, don't speed and stay off your cell phone.
Taking a closer look at driving through the eyes of a teen reveals parents really do matter. Talk with an Insurance Professional about safety programs that help teens become safer drivers, while saving their parents money.
Monday, September 6, 2010
Thursday, September 2, 2010
What do love and life insurance have in common?
What do love and life insurance have in common? More than you might realize. The motivation behind purchasing life insurance is love: We buy it because we love people and want to protect them financially. Think of it as the ultimate act of enduring love. How so? Read on.
The Things We Do for Love
The Things We Do for Love
We go to great lengths for our loved ones. We work hard to provide them with a life filled with happiness, comfort and opportunity. In fact, there’s almost nothing we wouldn’t do for our loved ones. We re-arrange our schedules to never miss our kids’ sporting events. We put in extra time at work to save up for that special family vacation. We rush out of the office to make sure we’re home in time for dinner with our loved ones.
But what if you died tomorrow and were no longer around to provide for your family? Without your income and all the other things you do for your loved ones, would they be able to maintain their current lifestyle and keep future plans on track?
That’s where life insurance comes in. It can’t put your family’s life back to how it was, but it can keep your loved ones in the world they’ve always known. So if you think you need life insurance (or more than you currently have), now is the time to do something about it.
A Different Way of Expressing Your Love
But what if you died tomorrow and were no longer around to provide for your family? Without your income and all the other things you do for your loved ones, would they be able to maintain their current lifestyle and keep future plans on track?
That’s where life insurance comes in. It can’t put your family’s life back to how it was, but it can keep your loved ones in the world they’ve always known. So if you think you need life insurance (or more than you currently have), now is the time to do something about it.
A Different Way of Expressing Your Love
Preparing a romantic dinner. Planning a surprise weekend getaway. These expressions of love are sure to be appreciated. But why not consider giving your loved one a more enduring gift of love: life insurance. What can say “I love you” better than a promise to provide for the ones you love, even after you’re gone.
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