Oldies But Goodies

Oldies but goodies

Baby boomers, with their growing interest in classic cars, know there's a big difference between the vehicles they collect and the ones they drive every day. Yet not all collectors insure their collectibles and everyday vehicles differently. This could potentially leave collectors in a financial bind should they need to file a claim.

Old vs. classic
Typically, antique and classic cars are more than 30 years old and have special needs that differ from traditional vehicles. Unlike regular-use vehicles that are on the road every day, antique and classic cars typically are used for limited pleasure driving, car shows and club events.

Special vehicles, special coverage
From classics to modifieds, including muscle cars, exotics, replicars, woodies, kit cars and other types of collectibles, Farmers offers collectible auto insurance packages designed to meet your special needs.

Multi-vehicle discount — You may be eligible to receive a discount when you insure more than one collectible car.

Agreed Value Coverage — Prior to issuing your policy, you and I will discuss the coverage you want and decide on an "agreed value" for your vehicle. In the event that there is a total loss to your vehicle, the "agreed value" is the amount you will receive without subtracting a deductible.

Other collectibles
Let's get together — I want to help you understand your car's potential worth so you can be sure you have the type of coverage you want. And I can give you information on other types of specialty insurance, such as policies for boats, RVs, motorcycles and snowmobiles.
Policy discounts vary by state.

In Arizona call Marianne Hobbs Insurance Agency: 602 547.1970